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[³o½g¤å³¹³Ì«á¥Ñrainbow¦b 2005/04/15 09:20pm ²Ä 2 ¦¸½s¿è] ³Ìªñªº·s¶¡, ì¨Ó¤@¨Ç¹s°â°Ó¦¬«H¥Î¥dªº¾÷¾¹¯d¤U«È户ªº±Ó·P¸ê®Æ. ¦pªG¦b Polo Ralph Lauren °Ó©±¥Î滙Â× HSBC «H¥Î¥d¤j¦³¥i¯à¦¬¨ì 滙Â× «H¥ó³qª¾¥L̪ºÓ¤H¸ê®Æ¦³¥i¯à³Q°½¨ú¤F. ¬Ý¨Ó¬Oú|¤s¤@¨¤, ¹s°â°Ó¤£¹³ª÷¿Ä·~¨º»òª`«privacy. ¦¹·s¶¡¤½¶}«á, Polo Ralph Lauren ªºªÑ²¼¤U®À.
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[³o½g¤å³¹³Ì«á¥Ñrainbow¦b 2005/04/16 08:40am ²Ä 1 ¦¸½s¿è] Polo Ralph Lauren ¤£ºâ¬O¤p«¬°Ó¾Q§r! ¥¦¬O¤W¥«¤½¥q, ½æªº¦çªA¼Ðº]¬ü°êpreppy¤å¤Æ.
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[³o½g¤å³¹³Ì«á¥Ñrainbow¦b 2005/04/16 10:57am ²Ä 2 ¦¸½s¿è]
-- §@ªÌ¡G rainbow <pre> µØº¸µó¤é³øì¤å, ¥t¦³·s»D»¡ Lexis-Nexis ¸ê°T¤½¥q©M¬ü°ê³Â¬Ùªº¤j¾Ç Tufts University ¤À§O¥¢¥h³¡¥÷¬ü°ê´¶Ã¹¤j²³ ©M ®դͪºÓ¤H¸ê®Æ.
HSBC Notifies 180,000 People Who Shopped At Ralph Lauren; Other Banks May Be Affected British financial giant HSBC PLC is notifying at least 180,000 people who used MasterCard credit cards to make purchases at Polo Ralph Lauren Corp. that criminals may have obtained access to their credit-card information, and that they should replace their cards. The situation -- which involves a General Motors-branded MasterCard that is one of the most widely held credit cards in the U.S. -- is the latest in a string of high-profile incidents in which personal data were stolen from retailers or financial institutions. Although HSBC and MasterCard declined to discuss when or how the apparent theft occurred, people with knowledge of the matter identified the retailer as Polo Ralph Lauren. A Polo spokeswoman declined to comment. The incident, which is thought to have taken place more than a month ago, is likely to further highlight the issue among regulators and politicians who are considering new rules to deal with identity theft. Although HSBC so far appears to be the only financial institution to disclose that it is alerting cardholders of the incident, credit cards issued by other banks also could be vulnerable. Under current rules, however, banks aren't necessarily required to alert their cardholders to the potential fraud. In a statement, Visa USA Inc. said it was aware of a "data security breach" and is "working with the merchant, law enforcement and the affected member financial institutions to monitor and prevent card-related fraud." HSBC said it was sending letters to 180,000 holders of cards branded by MasterCard and GM. The British bank manages six million GM-MasterCard branded cards in circulation. GM referred calls to HSBC. Stephen Cohen, an HSBC spokesman in New York, said the bank is "alerting cardholders as quickly as possible because we take the security of their accounts very seriously." He also said the bank is continuing to evaluate its other cards to determine if they may have been affected. The HSBC letter, which was sent to cardholders last week, reads in part: "A national retailer's computer system has had a security breach and your credit card account number may be among those that were compromised." It was signed by "GM Cardmember Services" and noted that HSBC issues the card and provides administrative and processing services for it. The letter went on to say that "we are unaware of any fraudulent activity on your account." A spokeswoman for MasterCard, an association that has thousands of banks as members, said it has "taken the necessary steps to inform all the [credt-card] issuers that could possibly be impacted by the potential database compromise." MasterCard and Visa both said U.S. cardholders are protected from liability for unauthorized transactions. Identity theft is a growing problem. Typically, criminals use stolen information to then fraudulently obtain credit cards, mortgage loans and auto loans, or simply to charge purchases to existing accounts. The Federal Trade Commission says 10 million people -- nearly 5% of the adult population -- discovered they were victims of identity theft in 2003. Other studies put the cost to consumers, banks and credit-card companies at more than $11 billion a year. Currently, only two laws mandate consumer notification when a breach occurs. The first is a two-year-old California statute requiring notification whenever electronic personal data are stolen. The second, a federal regulation requiring banks to inform consumers of breaches if it is "reasonably possible" that identity theft will result, took effect last month. While banks also are required to report breaches that occur in-house or at financial-service providers with whom they do business, HSBC technically wasn't required to notify GM MasterCard holders because the breach in question occurred at a separate retailer, not within the bank or the credit-card company. More than 20 states are considering legislation similar to the California law, which this year exposed a scandal involving ChoicePoint Inc., an Alpharetta, Ga., company that collects consumer data, and which said thieves had obtained information on about 145,000 people by posing as legitimate customers. This week, LexisNexis said 310,000 Americans, nearly 10 times its original estimate, had their personal and financial data accessed by unauthorized individuals via its computer systems. Sensitive data also have been compromised at some banks, mutual funds and universities. Last month, DSW Shoe Warehouse reported the theft of credit-card information from a database for 103 of the chain's 175 stores. Congress seems likely to put data brokers like LexisNexis and ChoicePoint under greater scrutiny this year, but debate is heating up over whether to impose a broader notification requirement on any business or government agency that handles personal information. At a Senate Judiciary Committee hearing yesterday, one frequent topic of discussion was a bill put forward by Democratic Sen. Dianne Feinstein of California that goes even further than the California law by expanding the definition of a breach to include encrypted data and paper records. Business groups are resigned to some kind of notification standard, but they are pushing hard for something along the lines of the banking regulations, which preserve some latitude for a bank to decide when a breach poses a threat to consumers. --- --Robin Sidel and Christopher Conkey Ellen Byron and Teri Agins contributed to this report. --- Foiling the Thieves Here are some steps to take if you learn that someone may have gotten access to your personal data: -- Contact the three major credit bureaus to place a fraud alert on your file. -- Check the compromised account to look for signs of fraudulent activity (and if you see any, call the company involved for help). -- Check your credit report frequently after the breach occurs in case thieves manage to open new accounts in your name.
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[³o½g¤å³¹³Ì«á¥Ñrainbow¦b 2005/04/17 08:47pm ²Ä 3 ¦¸½s¿è]
LexisNexis said 310,000 Americans, nearly 10 times its The latest revelations are likely to give new urgency LexisNexis, a legal- and business-information provider U.S. law-enforcement agencies are investigating the Once individual information has been purloined, it can Data brokers, which collect and sell personal The Senate Judiciary Committee plans to hold a hearing Laws governing the collection and movement of personal Data brokers such as LexisNexis promote their LexisNexis said it began investigating thousands of The security breaches typically took one of three LexisNexis executives say they are now monitoring LexisNexis said that so far none of the 30,000 people Reed's LexisNexis unit pushed deeply into data Reed said the financial cost of the breaches will be At Tufts, Betsey Jay, director of advancement Ms. Jay said analysts detected "unusual activity," --- --David Pringle and Rachel Zimmerman Christopher Conkey contributed to this article. </pre>
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