緣生術數研究社

以純文字方式查看主題

- 緣生術數研究社 (http://leold.yuensang.com/cgi-bin/leobbs.cgi)
-- 【心靈雞湯】 (http://leold.yuensang.com/cgi-bin/forums.cgi?forum=48)
--- 哲理與人生版 (http://leold.yuensang.com/cgi-bin/forums.cgi?forum=59)
---- 白手起家的大亨如何創建自己的商業帝國 (http://leold.yuensang.com/cgi-bin/topic.cgi?forum=59&topic=1336)

-- 作者：德吉千瀚
-- 發表時間： 2009/09/24 11:47pm

[color=#C10066] 
[size=5] 白手起家的大亨如何創建自己的商業帝國
[/size]
[/color]
 
[color=#2F4F4F]

無需信託基金，你也可以開創一番事業。以下這些佼佼者就是活生生的例子。
資金持續緊縮，這對於無論是出於選擇還是出於需要想要成為企業家的人來說都是不利的消息。若沒有必要的資金來啟動事業，即使擁有寶貴的商業理念也沒有太大的價值。
當然，與沒有安全靠山的人相比，極少數家境富裕的幸運兒則擁有更大的機會成為商業精英。美國人口普查局 (U.S. Census Bureau) 2002年對約1600萬企業主進行的一項調查顯示，高達55%的受訪者是依靠個人和家庭資金起家的。只有11.4%獲得了銀行貸款，8.8%的受訪者憑藉個人和商業信用卡起家，餘下的受訪者中大部分依賴政府貸款和外部投資者的支持。

但是，對於真正具有創意、無限熱情以及卓越執行能力但未能獲得充足信託基金支援的企業家來說，希望依然存在。縱觀福布斯全球富豪榜，你會發現很多成功人士都出身卑微。
以護髮產品公司 Paul Mitchell Systems 和高端龍舌蘭酒品牌 Partron Spritis 的所有者 John Paul DeJoria 為例，他從9歲開始在洛杉磯做上門推銷的銷售員。起初，他出售耶誕節卡片，很快便轉向報紙和其他期刊。在海軍短暫服兵役之後，他回到銷售老本行，出售百科全書。
1980年，憑藉僅700美元和堅定的意志，DeJoria 和理髮師朋友 Paul Mitchell 決定根據 Mitchell 開發出來的新配方推出一個新系列的洗髮水和其他護髮產品。起初的幾個月，DeJorira 挨家挨戶地推銷產品，並一次次地遭到拒絕，他只能賒賬購買所需用品並住在自己的車裏。現年65歲的 DeJoria 說：「擁有了上門推銷其他產品的經驗之後，我瞭解到遭受拒絕只是一個必經的過程。」
在未借一分錢的情況下，Paul Mitchell Systems 成為了美國最大的沙龍護髮公司，其產品在美國沙龍市場上佔據了10%的市場份額。之後，他與 Martin Crowley 合作創辦 Patron 進軍龍舌蘭酒行業。DeJoria 目前擁有 Paul Mitchell Systems 51% 的股份和 Patron 70%的股份。最新統計資料顯示，DeJoria 的淨資產達25億美元。
流利的口才幫助僅有中學學歷的曼哈頓區人傑弗瑞-卡森伯格 (Jeffrey Katzenberg) 攀登至娛樂業的頂峰。儘管他沒有用極少的本錢起家，但卡森伯格卻花費了數十年的時間建立了一個關係網，這個網路最終幫助他創立了最富盛名的電影公司之一。
1965年，15歲的 Katzenberg 就開始磨練自己的技能，在 John Lindsay 競選紐約市市長的活動中擔任志願者；Lindsay 最終獲勝，Katzenberg 放棄了上大學，留下來繼續為 Lindsay 工作，因為他很享受政治領域的精彩。憑藉在 Lindsay 辦公室工作的關係，後來他遇到了當時擔任派拉蒙 (Paramount) 總裁的巴里-迪勒 (Barry Diller)，巴里-迪勒邀請他到洛杉磯擔任他的助理。58歲的 Katzenberg 說：「巴里是對我職業生涯幫助最大的人。他教給了我娛樂業方面的知識，以及娛樂領域以外的知識，要取得成功，這兩方面的知識都需要學習。」
在派拉蒙供職的11年間，Katzenberg 還與當時擔任該電影工作室行政總裁的 Michael Eisner 成為了朋友。1984年，Eisner 帶著 Katzenberg 一起離開派拉蒙，轉投迪士尼 (Disney)。在迪士尼，他們推出了《小美人魚》(The Little Mermaid)、《美女與野獸》(Beauty and the Beast) 和《阿拉丁》(Aladdin) 等巨作。1994年，在和 Eisner 鬧翻後，Katzenberg 離開了迪士尼，與志同道合的 Steven Spielberg 和 David Geffen 一起成立了自己的工作室——夢工廠 (DreamWorks SKG)。憑藉這樣的合作夥伴，Katzenberg 的身價達到7.5億美元也就不足為奇了。
傳統的物物交換幫助農場主的兒子、後來的華爾街大亨 Kirk Kerkorian 登上了該榜單。20世紀30年代後期，Kerkorian（現年91歲）提出幫助著名女飛行員 Pancho Barnes 照看牛，作為回報 Pancho Barnes 教授他飛行課程。第二次世界大戰期間，Kerkorian 在英國皇家空軍 (Royal Air Force) 獲得了一份工作，負責將飛機從加拿大的工廠運到英格蘭，月薪為1,000美元。這是一段特別艱苦的路途，因為這些飛機承受不住長途跋涉和北大西洋的惡劣天氣。
憑藉戰時工作的積蓄，Kerkorian 於1947年以60,000美元的價格購買了 Trans International Airlines。（他當時是否需要籌集更多資金尚不可知）。後來他以股票的形式和1.04億美元的價格將該公司出售給了 Transamerica，以促進更多投資。他的未上市投資機構 Tracinda 現在持有 MGM Mirage 39%的股份，較5月的53%有所下降。
現年78歲的超級富豪、金融家喬治-索羅斯 (George Soros) 利用幾便士的儲蓄開始了他的企業家生涯。索羅斯於1930年出生在匈牙利，他和他的父母因躲避納粹黨而逃到了英格蘭。在倫敦經濟學院 (London School of Economics) 攻讀完課程（在此期間還做過鐵路搬運工和服務員）之後，索羅斯於1956年搬到了美國，並在幾家投資機構找到了工作，其中包括 Arnhold and S. Bleichroeder，他在這家公司一直做到副總裁。在管理了幾家海外投資基金後，他和同事 Jim Rogers 一起創立了自己的投資公司。他們的 Soros Fund 在成立時管理的資金只有1200萬美元（其中有多少是他們自己的資金尚不可知）；後來該基金發展成了擁有數十億美元資產的量子基金 (Quantum Fund)。索羅斯目前的資產淨值約為110億美元。
[/color]
[UploadFile=0rty6yug11_1253807194.jpg]
傑弗瑞-卡森伯格
 
[color=#C10066] 
文章資料來源:[/color] 
[color=#2F4F4F]
http://news.sina.com.hk/cgi-bin/nw/show.cgi/12/1/1/1272745/1.html[/color] 

[color=#C10066] 
文章刊登日期:[/color] 
[color=#2F4F4F]
2009年9月18日星期五
[/color]
 

-- 作者：德吉千瀚
-- 發表時間： 2009/09/24 11:53pm
[這篇文章最後由德吉千瀚在 2009/09/25 00:02am 第 2 次編輯]

[color=#C10066] 
[size=4] How 10 Self-Made Titans Launched Their Empires
[/size]
[/color]
 
[color=#2F4F4F]
[UploadFile=selfmade_01_1253807520.jpg]
John Catsimatidis 
Age: 60 
Net Worth: $1.7 billion 
Industry: Supermarkets, Real Estate, Oil 
This son of a busboy entered the grocery industry in the summer of 1966, just after he graduated from high school. Befriended the owner of a Manhattan superette and started taking on more responsibilities. Four years later, the owner offered him a 50% stake in one of his stores to be acquired over the next 10 months at a rate of $1,000 per month. Within a few months, the store's sales doubled, and Catsimatidis was earning a profit of $500 per week (not bad for a 20-year-old back then). A year later, he launched the Red Apple Group, a chain of grocery stores that now includes Gristede's, Sloan's and Red Apple. Lacking working capital for inventory, he convinced vendors to let him buy on credit. By the age of 25, he owned 10 stores--debt-free. 
Reporting current as of June 2009.
 
[UploadFile=selfmade_02_1253807706.jpg]
Harold Hamm 
Age: 63 
Net Worth: $3.5 billion 
Industry: Oil and gas exploration 
Youngest of 13 children in a family from Purcell, Okla., (pop: 5,571), Hamm worked school jobs as a gas station attendant to supplement his parents' incomes as cotton pickers. In 1966, two years after graduating from high school, Hamm launched his first venture. With a bank loan co-signed by a friend, he purchased a single truck, the main asset of a new oil-and-gas exploration-services business. Two years later, the company changed its name to Continental Resources. Recent market cap on the New York Stock Exchange: $5.6 billion. Hamm owns 72% of the outstanding shares. 
Reporting current as of June 2009.
 
[UploadFile=selfmade_03_1253807790.jpg]
Sandy Weill 
Age: 76 
Net Worth: $800 million 
Industry: Banking 
Born in Brooklyn, N.Y., to Polish immigrants in 1933, this cobbler of giant Citigroup saved his pennies before striking out on his own. After graduating from Cornell (on scholarship), Weill took a job as a runner for Bear Stearns and studied for his stockbrokers' licensing exam at night. A few years later, in 1960, he and three friends pooled their savings--an estimated $200,000--and opened their own brokerage firm, called Carter Berlind and Weill. Two decades of acquisitions later, their Travelers Group was the industry's second-largest brokerage, trailing only Merrill Lynch. In 1998, Travelers Group merged with Citicorp to make what is now known as Citigroup. 
Reporting current as of June 2009.
 
[UploadFile=selfmade_04_1253807869.jpg]
George Soros 
Age: 78 
Net Worth: $11 billion 
Industry: Finance 
Like Sandy Weill, Soros socked away a few pennies to jump-start his entrepreneurial career. Born in Hungary in 1930, Soros and his parents fled the Nazis and landed in England. After putting himself through the London School of Economics while working as a railway porter and waiter, Soros moved to the United States in 1956 and found work at several investment firms, including Arnhold and S. Bleichroeder, where he worked his way up to vice-president of the company. After running several offshore investment funds, he launched his own investment firm with colleague Jim Rogers. Their Soros Fund began with just $12 million under management (it's unclear how much of that was their own capital); it has since grown into the multibillion-dollar Quantum Fund. 
Reporting current as of June 2009.
 

[UploadFile=selfmade_05_1253807918.jpg]
Kirk Kerkorian 
Age: 91 
Net Worth: $5 billion 
Industry: Investments, Casinos 
Old-fashioned bartering helped put this farmer's son and future Wall Street titan on the map. In the late 1930s, Kerkorian offered to look after famous female aviator Pancho Barnes' cattle in return for flying lessons. During World War II, he took a job with the Royal Air Force transporting planes from their Canadian factory to England at $1,000 per month--an especially treacherous journey, as the planes weren't designed to withstand the long trip or the harsh weather over the North Atlantic. With savings from his wartime job, Kerkorian purchased Trans International Airlines for $60,000 in 1947. (It is unclear as to whether he needed additional financing.) He later sold it to Transamerica for $104 million in stock, used to fuel further investments. His private investment firm, Tracinda, now owns 39% of MGM Mirage, down from 53% in May. 
Reporting current as of June 2009. 
[/color]
[color=#C10066] 
文章資料來源:[/color] 
[color=#2F4F4F]
http://www.forbes.com/2008/06/03/citigroup-harry-potter-ent-fin-cx_ml_0603titanfinancing_slide_2.html
[/color] 

 

-- 作者：德吉千瀚
-- 發表時間： 2009/09/25 00:17am
[UploadFile=selfmade_06_1253808460.jpg]
J.K. Rowling 
Age: 43 
Net Worth: $1 billion 
Industry: Media/Entertainment 
Sometimes sheer talent and persistence is enough. As a single mother on welfare in Scotland, Rowling began writing the first Harry Potter novel in Edinburgh cafés whenever she could get her infant daughter to sleep. After being rejected by 12 publishing houses, Bloomsbury, a small publisher in London, offered an advance of 1,500 pounds (about $2,400)--even while one its editors, Barry Cunningham, advised Rowling to get a day job. Good thing she didn't listen: The following year, U.S. publishing rights to the first Potter book sold for $105,000. Rowling has since sold nearly 400 million copies worldwide, and is the only author on the Forbes list of the richest people in the world.
 
Reporting current as of June 2009. 

[UploadFile=selfmade_07_1253808572.jpg]
Oprah Winfrey 
Age: 55 
Net Worth: $2.7 billion 
Industry: Media/Entertainment 
The accidental daughter of two Mississippi teenagers, Winfrey faced poverty and physical abuse from an early age. A stellar student, she won oratory and beauty contests and eventually earned a scholarship to Tennessee State University, later becoming the first black female news anchor at Nashville's WLAC-TV. At 29, she hosted a Chicago morning television show called AM Chicago, later re-named The Oprah Winfrey Show. A millionaire by age 32, Winfrey branched out on her own in 1998 by founding Harpo Studios, producer of films and television shows including the Dr. Phil show and the Rachael Ray show. Other Oprah ventures include the cable television network Oxygen (purchased in 2007 by NBC for $925 million) and publications O, The Oprah Magazine and O at Home.
 
Reporting current as of June 2009. 

[UploadFile=jpdejoria_1253808640.jpg]
John Paul DeJoria 
Age: 65 
Net Worth: $2.5 billion 
Industry: Hair Products, Tequila 
DeJoria started out as a door-to-door Christmas card salesman in Los Angeles at age nine. After a short stint in the Navy, he returned to his salesman roots, selling encyclopedias. In 1980, with just $700 and an iron will, DeJoria and friend Paul Mitchell, a hairdresser, decided to launch a new line of shampoo and other hair care products based on a new formula Mitchell had developed. In the early months, when he wasn't pounding on salon doors and told to bug off, DeJorira bought supplies on credit and lived in his car. Without ever borrowing a dime, Paul Mitchell Systems became the largest salon-only hair care company in the U.S., with products in 10% of salons across the country. Then came his (and partner Martin Crowley's) agave assault with Patron. DeJoria currently owns a 51% stake in Paul Mitchell Systems and 70% of Patron.
 
Reporting current as of June 2009. 

[UploadFile=0rty6yug11_1253808836.jpg]
Jeffrey Katzenberg 
Age: 58 
Net Worth: $750 million 

Industry: Media/Entertainment 

While he didn't launch a business on a shoestring, Katzenberg spent decades building a network that would eventually help him launch one of the most storied movie studios of all time. He began honing his skills at age 15 as a volunteer in John Lindsay's campaign for mayor of New York in 1965. Through a connection at Lindsay' office, he later met Barry Diller, then president of Paramount, who invited him to Los Angeles to work as his assistant. During his 11 years at Paramount, Katzenberg also befriended Michael Eisner, then chief executive of the movie studio. When Eisner left Paramount for Disney in 1984, he took Katzenberg with him; there they pumped out hits like The Little Mermaid, Beauty and the Beast and Aladdin. After a falling out with Eisner in 1994, Katzenberg left to launch his own studio, DreamWorks SKG, with the likes of Steven Spielberg and David Geffen. 
Reporting current as of June 2009.
 
[UploadFile=TexMoncrief9232_1253808954.jpg]
William Moncrief Jr. 
Age: 89 
Net Worth: $1.1 billion 
Industry: Oil 
At 10 years old I watched my Daddy drill into the East Texas oil fields, and I turned to my mother and said, "When I grow up I want to be an oil man," says Moncrief Jr., who went on to study petroleum engineering at the University of Texas and work briefly with another oil company in Indiana. While his father was successful, Junior didn't take any handouts. "Any deals we did together we would own 50-50 in each of our names," he says. When Dad passed away in 1986, he left everything he owned--including his shares of the business--to his other children and grandchildren, knowing that Moncrief Jr. had enough money and land of his own.
 
Reporting current as of June 2009.